Find grants, rebates, forgivable loans, and free programs for Crossville, TN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Crossville, TN, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
THDA provides down payment and closing cost assistance for first-time homebuyers in Tennessee, including Crossville. Pro...
Federally funded weatherization program administered locally by Upper Cumberland Development District. Provides energy e...
CDBG-funded program providing major home repairs for low-income, owner-occupied homes in Cumberland County. Loan is forg...
Provides emergency home repairs for very low-income, owner-occupied households in Cumberland County. Covers urgent healt...
Cumberland Electric offers rebates for installation of qualified high-efficiency heat pumps for members in their service...
Rebates for qualifying heat pump water heaters and high-efficiency electric water heaters installed in Cumberland Electr...
Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...
Grants for very low-income homeowners age 62 and older in eligible rural areas to remove health and safety hazards. Can ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their needs. Available to e...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside. Also avail...
HUD-funded program to reduce lead-based paint hazards in qualifying Tennessee homes built before 1978 with children unde...
Low-Income Home Energy Assistance Program helps eligible households pay heating and cooling bills. Administered locally ...
Federal HOME Investment Partnership funds distributed by THDA to support affordable housing activities including owner-o...
CDBG-funded program providing accessibility modifications for low-income, owner-occupied homes where a disabled or elder...
Assistance for low-income homeowners to repair or replace failing septic systems that pose health hazards. Available as ...
TVA's energy efficiency program offering rebates and incentives for home energy improvements through Cumberland Electric...
Low-interest financing for qualifying heat pump installations through Cumberland Electric. Offers affordable monthly pay...
Property tax relief program for Tennessee homeowners age 65 and older, or permanently disabled, with total annual income...
Free or low-cost homebuyer education courses required for participation in THDA homeownership programs. Courses availabl...
Rebate for qualifying insulation upgrades including attic, wall, and crawl space insulation for Cumberland Electric memb...
Rebate for purchase and installation of qualifying smart thermostats that help manage energy usage. Available to all Cum...
Emergency home repair grants for low-income seniors age 60 and older in Cumberland County. Covers safety-related repairs...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Crossville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Crossville, 14 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.