Alabama Housing Finance Authority Step Up Program

Alabama Housing Finance Authority

Available Home Repair

About This Program

AHFA's Step Up program provides forgivable loans to income-eligible homeowners for critical home repairs and improvements. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan amount based on repair needs, forgiven over 5 years

Key Details

  • Forgivable loan up to $15,000
  • Income limits apply (moderate income)
  • Must maintain owner-occupancy for 5 years
  • Covers roofing, HVAC, plumbing, electrical
  • Rolling applications through AHFA

How to Apply

A grant-savvy contractor in Cullman, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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