City of Cullman Owner-Occupied Rehabilitation Program

City of Cullman Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program for owner-occupied rehabilitation in Cullman city limits. Provides forgivable loans for major home repairs to low-income households. Loan forgiven after 5 years of continued occupancy.

Forgivable loan based on repair scope, forgiven over 5 years of occupancy

Key Details

  • Forgivable loan up to $20,000
  • Must be owner-occupied in Cullman city limits
  • Income at or below 80% AMI required
  • Covers major repairs and rehabilitation
  • Forgiven after 5 years of compliance

How to Apply

Get free help applying Visit Official Program Page Track this program

(256) 775-7100

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Deadline: Applications accepted year-round

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