Ohio Residential PACE Financing (R-PACE)

About This Program

Ohio Residential PACE allows homeowners to finance energy efficiency and renewable energy improvements through a voluntary property tax assessment, repaid over 5–20 years on the property tax bill. Ohio is one of only a few states with R-PACE authorization. Eligible improvements include HVAC, insulation, windows, roofing, and solar. Homeowners must obtain written consent from their existing mortgage holder before proceeding.

Financing (not a grant). No down payment; repaid via property tax bill. If home is sold, repayment obligation transfers to new owner. Available primarily in Summit, Franklin, and Lucas counties.

Key Details

• Finance energy upgrades with no upfront cost — repaid through property tax bill over 5–20 years
• Covers HVAC, insulation, windows, roofing, solar panels, and other qualifying improvements
• No income limit; no credit score requirement (property-secured)
• Mortgage holder written consent required before enrollment
• Currently available in Summit, Franklin, and Lucas counties; expanding

How to Apply

Deadline: Rolling — contact local PACE administrator for participating counties