OHFA Next Home, Repeat Homebuyer Program

Ohio Housing Finance Agency (OHFA)

Available Home Repair

About This Program

OHFA's 30-year fixed-rate mortgage for repeat homebuyers who don't qualify as first-time buyers. Accepts conventional, FHA, VA, and USDA loans. Can combine with OHFA Down Payment Assistance. Income and purchase price limits apply. Credit score 640+ (conventional) or 650+ (FHA). Must move in within 60 days of closing.

Repeat homebuyers; income/purchase limits apply

Key Details

  • For repeat homebuyers, no first-time buyer requirement
  • 30-year fixed-rate conventional, FHA, VA, or USDA mortgage
  • Optional OHFA Down Payment Assistance (3-3.5%)
  • Income and purchase price limits by county
  • Find OHFA lenders at myohiohome.org | 888-362-6432

How to Apply

Deadline: Year-round through OHFA-approved lenders

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