OHFA Next Home — Repeat Homebuyer Program

About This Program

OHFA's 30-year fixed-rate mortgage for repeat homebuyers who don't qualify as first-time buyers. Accepts conventional, FHA, VA, and USDA loans. Can combine with OHFA Down Payment Assistance. Income and purchase price limits apply. Credit score 640+ (conventional) or 650+ (FHA). Must move in within 60 days of closing.

Repeat homebuyers; income/purchase limits apply

Key Details

• For repeat homebuyers — no first-time buyer requirement
• 30-year fixed-rate conventional, FHA, VA, or USDA mortgage
• Optional OHFA Down Payment Assistance (3–3.5%)
• Income and purchase price limits by county
• Find OHFA lenders at myohiohome.org | 888-362-6432

How to Apply

Deadline: Year-round through OHFA-approved lenders