USDA Section 504 Home Repair Program

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ to remove hazards. Not available in all Dearborn Heights areas; contact USDA to verify eligibility.

Loan up to $40,000 at 1% interest; grants up to $10,000 for seniors 62+

Key Details

• Loan up to $40,000 at 1% interest
• Grant up to $10,000 for seniors 62+ only
• Very low income required (50% AMI or below)
• Must be in eligible rural or suburban area
• Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Dearborn Heights, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability