Find grants, rebates, forgivable loans, and free programs for Dearborn Heights, MI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dearborn Heights, MI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by Michigan DHHS providing free energy efficiency improvements to income-eligible ...
Low-interest loan program for homeowners to finance necessary home improvements and repairs. Available through participa...
Provides free lead hazard assessment and abatement services for homes where a child under age six has an elevated blood ...
Provides forgivable loans to low-income homeowners for major home repairs and rehabilitation. Loan is forgiven after 10 ...
Free in-home energy assessment for DTE electric customers. Technician installs free LEDs, faucet aerators, and power str...
Rebate for DTE natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher). Rebate amount...
Rebates for attic, wall, and basement insulation improvements for DTE electric customers. Must use approved contractor a...
Enhanced rebates for installation of air-source or ground-source heat pumps. Higher rebates available for cold-climate h...
Rebates for high-efficiency natural gas water heaters with thermal efficiency of 90% or higher (condensing models). Avai...
Net metering program for DTE customers installing solar panels. Excess electricity sent to grid earns credits at retail ...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes or remove health and...
Grants to veterans with certain service-connected disabilities to adapt or purchase an adapted home. Eligible disabiliti...
Grants to veterans with certain service-connected disabilities to adapt a home. For veterans who are blind in both eyes ...
Grant program for seniors age 60+ to fund urgent home repairs that affect health, safety, or accessibility. Priority giv...
CDBG-funded grant to make accessibility modifications for persons with disabilities in owner-occupied homes. Covers ramp...
Emergency repair grants for owner-occupied homes in Dearborn Heights when urgent health or safety hazards exist. Covers ...
Low-interest loan program for repair or replacement of private sewer laterals (the line from house to public sewer main)...
Free lead-based paint inspection and risk assessment for homes built before 1978 in Dearborn Heights, especially those w...
Down payment assistance for first-time homebuyers in Michigan purchasing in eligible areas. Provides up to $7,500 toward...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Applies to solar panels, in...
Free or low-cost homebuyer education classes covering budgeting, mortgage types, home search, closing process, and home ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Dearborn Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dearborn Heights, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.