Find grants, rebates, forgivable loans, and free programs for DeBary, FL, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in DeBary, FL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by Florida DEO to reduce energy costs for low-income households. Services include attic...
State Housing Initiatives Partnership provides forgivable loans for major home repairs to income-eligible owner-occupant...
Provides emergency grants for urgent home repairs that pose immediate health or safety threats to low-income owner-occup...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...
Provides grants for accessibility modifications to accommodate persons with disabilities in owner-occupied homes. Modifi...
Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 6...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Eligi...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home in which they ...
Provides rebates for residential customers who install solar photovoltaic systems. Rebate amount is based on system size...
Rebate for Duke Energy Florida residential customers who install qualifying high-efficiency central air conditioning sys...
Rebate for Duke Energy Florida customers who install qualifying heat pump water heaters with Energy Factor of 2.0 or hig...
Rebates for DeBary water customers who install water-efficient fixtures, irrigation systems, or smart controllers. Promo...
CDBG Disaster Recovery funds allocated following federally declared disasters to assist homeowners with unmet repair nee...
State-funded program providing matching grants up to $10,000 for hurricane mitigation improvements such as roof reinforc...
Low-interest loan program to assist homeowners with the cost of connecting to public sewer or repairing/replacing privat...
Additional homestead exemption for homeowners age 65+ with household income below approximately $32,000. Provides up to ...
Property tax exemption for homeowners with total and permanent disability as certified by two physicians. Provides $500 ...
Standard Florida homestead exemption for owner-occupied primary residences. First $25,000 applies to all property taxes;...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit can be claimed on yo...
Federally funded program that helps eligible low-income households pay heating and cooling bills. Administered through M...
Financing program that allows homeowners to fund energy efficiency, renewable energy, and hurricane protection improveme...
Property tax exemption for honorably discharged veterans who are at least 10% service-connected disabled as determined b...
Provides minor home repairs and modifications to help low-income seniors age 60+ remain safely in their homes. Services ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for DeBary, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In DeBary, 20 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.