USDA Section 504 Home Repair Loans & Grants

About This Program

Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards.

Loan at 1% interest or grant for seniors age 62+, depending on income and ability to repay

Key Details

• Loans up to $27,500 at 1% interest or grants up to $10,000
• Must be age 62+ for grant eligibility
• Income at or below 50% AMI required
• Owner-occupied home in eligible rural area
• Removes health/safety hazards or enables accessibility

How to Apply

A grant-savvy contractor in DeBary, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications