Home Improvement Grants in DeBary.

Find grants, rebates, forgivable loans, and free programs for DeBary, FL, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in DeBary, FL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Florida Weatherization Assistance Program (WAP)

Federal WAP program administered by Florida DEO to reduce energy costs for low-income households. Services include attic...

Weatherization
Up to $75,000 forgivable loan

Florida SHIP - Owner-Occupied Rehabilitation

State Housing Initiatives Partnership provides forgivable loans for major home repairs to income-eligible owner-occupant...

Home Repair
Up to $10,000 grant

Volusia County Emergency Home Repair Program

Provides emergency grants for urgent home repairs that pose immediate health or safety threats to low-income owner-occup...

Emergency
Free lead hazard removal

Florida Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...

Home Repair
Up to $15,000 grant

Volusia County ADA Home Modification Program

Provides grants for accessibility modifications to accommodate persons with disabilities in owner-occupied homes. Modifi...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 6...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Eligi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home in which they ...

Veterans
Up to $3,000 rebate

Duke Energy Solar Rebate Program

Provides rebates for residential customers who install solar photovoltaic systems. Rebate amount is based on system size...

Solar/Renewable
Up to $150 rebate

Duke Energy HVAC Rebate

Rebate for Duke Energy Florida residential customers who install qualifying high-efficiency central air conditioning sys...

Energy
Up to $250 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy Florida customers who install qualifying heat pump water heaters with Energy Factor of 2.0 or hig...

Energy
Up to $200 rebate

City of DeBary Water Efficiency Rebate

Rebates for DeBary water customers who install water-efficient fixtures, irrigation systems, or smart controllers. Promo...

Energy
Up to $100,000 per household

Florida Hurricane Housing Recovery Program

CDBG Disaster Recovery funds allocated following federally declared disasters to assist homeowners with unmet repair nee...

Disaster
Up to $10,000 matching grant

My Safe Florida Home Program

State-funded program providing matching grants up to $10,000 for hurricane mitigation improvements such as roof reinforc...

Disaster
Up to $5,000 low-interest loan

Volusia County Sewer Lateral Assistance Program

Low-interest loan program to assist homeowners with the cost of connecting to public sewer or repairing/replacing privat...

Home Repair
Up to $50,000 additional exemption

Florida Senior Homestead Exemption

Additional homestead exemption for homeowners age 65+ with household income below approximately $32,000. Provides up to ...

Property Tax Relief
$500 property tax exemption

Florida Disability Property Tax Exemption

Property tax exemption for homeowners with total and permanent disability as certified by two physicians. Provides $500 ...

Property Tax Relief
Up to $50,000 exemption

Florida Homestead Exemption

Standard Florida homestead exemption for owner-occupied primary residences. First $25,000 applies to all property taxes;...

Property Tax Relief
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit can be claimed on yo...

Solar/Renewable
Up to $600 assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program that helps eligible low-income households pay heating and cooling bills. Administered through M...

Energy
Up to 20% of home value

Florida PACE - Property Assessed Clean Energy

Financing program that allows homeowners to fund energy efficiency, renewable energy, and hurricane protection improveme...

Solar/Renewable
Up to $5,000 additional exemption

Florida Veterans Property Tax Discount

Property tax exemption for honorably discharged veterans who are at least 10% service-connected disabled as determined b...

Veterans
Varies by service plan

Elder Affairs Home Care for the Elderly Program

Provides minor home repairs and modifications to help low-income seniors age 60+ remain safely in their homes. Services ...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in DeBary

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Frequently asked questions

What home improvement grants are available in DeBary, FL?

27 programs are currently listed for DeBary, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in DeBary have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In DeBary, 20 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in DeBary?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.