Find grants, rebates, forgivable loans, and free programs for DeKalb, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in DeKalb, IL, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for owner-occupied homes in DeKalb city limits needing major repairs. Loan is forgiven after 5...
Grant for emergency repairs that pose immediate health and safety threats to owner-occupied households in DeKalb city li...
Provides accessibility modifications for owner-occupied homes in DeKalb where a disabled household member resides. Inclu...
Free weatherization services for income-qualified Illinois households including insulation, air sealing, furnace repair ...
Low-interest loan for accessibility improvements for Illinois homeowners with a disability or who have a household membe...
State-funded program to remove lead-based paint hazards from homes built before 1978 where children under 6 reside or sp...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their accessibility ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Rebates for energy efficiency improvements including insulation, air sealing, HVAC upgrades, and water heater replacemen...
Free energy efficiency improvements for income-qualified ComEd customers including LED bulbs, smart thermostats, weather...
Rebates for natural gas efficiency upgrades including high-efficiency furnaces, boilers, water heaters, and insulation f...
Free furnace and water heater replacement, weatherization, and other energy efficiency improvements for income-qualified...
Incentive program for residential solar installations through Renewable Energy Credits (RECs). Provides upfront rebates ...
Federal tax credit covering 30% of the cost of solar panel and battery storage system installation. Credit applies to sy...
Grant program for DeKalb County homeowners age 62 and older with critical home repair needs. Assists with repairs that a...
Low-interest loan for repair or replacement of private sewer laterals connecting homes to the city sewer system. Assists...
Cost-sharing program for replacement of private water service lines from the curb stop to the home. City pays 50% of rep...
Low-interest loan for home improvements and repairs for Illinois homeowners. Funds can be used for a wide range of proje...
Provides grants to repair, rebuild, or mitigate homes damaged by federally-declared disasters in Illinois. Activated fol...
Emergency furnace repair and replacement through the Low Income Home Energy Assistance Program (LIHEAP). Provides critic...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for DeKalb, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In DeKalb, 16 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.