Find grants, rebates, forgivable loans, and free programs for Denton, MD, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Denton, MD, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified Maryland households to reduce energy costs. Includes insulation, air s...
Grants to help low- and moderate-income Maryland homeowners with disabilities make accessibility modifications to their ...
Grants and loans to remove lead paint hazards from pre-1978 Maryland homes where children under 6 reside or are expected...
Provides forgivable loans for major home repairs to owner-occupied homes in Caroline County for low-income households. L...
Low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize homes or remove healt...
Rebates for Choptank Electric members who install qualifying high-efficiency air-source or geothermal heat pumps. Rebate...
Rebates for Choptank Electric members who install high-efficiency electric or heat pump water heaters. Heat pump water h...
Statewide rebates for qualifying electric heat pump installations including air-source and ductless mini-split systems. ...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Disabilit...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. For veterans who are b...
Annual energy assistance grants to help eligible Maryland households pay heating bills during winter months. Benefits ar...
Rebates for Choptank Electric members who install high-efficiency central air conditioning systems. Minimum SEER rating ...
Property tax credits for Caroline County homeowners age 65+ or permanently disabled with limited incomes. Credit amount ...
Grants for income-qualified Maryland homeowners to install solar photovoltaic systems and battery storage. Program prior...
Federal tax credit covering 30% of the cost to install solar photovoltaic systems and battery storage on residential pro...
Grants to help low- and moderate-income Caroline County homeowners repair or replace failing septic systems. Program fun...
Federal HOME funds administered by the state for rehabilitation of rental units serving low-income tenants. Requires 15-...
Emergency grants for very low-income Caroline County homeowners to address urgent health and safety repairs. Covers emer...
Rebates for Choptank Electric members who add insulation to attics, walls, or crawl spaces. Requires minimum R-value and...
Below-market interest rate mortgages and down payment assistance for first-time homebuyers in Maryland. Includes options...
Rebates for Choptank Electric members who purchase and install qualifying smart thermostats. Devices must be Wi-Fi enabl...
Matches older homeowners who have extra space with individuals seeking affordable housing. Provides screening, matching,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Denton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Denton, 17 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.