USDA Section 504 Very Low-Income Housing Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for homeowners 62+ who cannot repay a loan.

Combines grant (seniors 62+) and/or 1% loan based on income and age

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for homeowners 62+
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area (Denton qualifies)
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(410) 479-4136

A grant-savvy contractor in Denton, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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