USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Very low-interest loans (1%) up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to repair, improve, or modernize their homes. Grants primarily for accessibility and health/safety hazards.

Combined loan/grant package for qualifying very low-income senior

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Eligible rural areas only (verify Denville)
  • Covers health/safety and accessibility repairs

How to Apply

A grant-savvy contractor in Denville, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Denville, NJ

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