Home Improvement Grants in Denville.

Find grants, rebates, forgivable loans, and free programs for Denville, NJ, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Denville, NJ, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

New Jersey Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency upgrades to income-eligible households in Morris County, inclu...

Weatherization
Up to $25,000 low-interest loan

NJHMFA Home Improvement Loan

Low-interest home improvement loans for New Jersey homeowners to finance necessary repairs, energy efficiency upgrades, ...

Home Repair
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

Free lead hazard assessment and abatement services for homes built before 1978 with children under age 6 or pregnant wom...

Home Repair
Forgivable loan up to $30,000

Morris County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for low- and moderate-income homeowners in Morris County. Loan is for...

Home Repair
Grant up to $10,000

Morris County Emergency Home Repair Grant

Emergency grant for urgent home repairs that pose immediate threats to health and safety for very low-income homeowners ...

Emergency
Up to $1,500 rebate

JCP&L HVAC Equipment Rebate

Rebates for qualifying high-efficiency central air conditioners and heat pumps installed by JCP&L residential customers....

Energy
Up to $2,000 rebate

New Jersey Natural Gas Heat Pump Rebate

Rebates for eligible ductless mini-split and ducted heat pump systems installed in NJNG service territory homes. Enhance...

Energy
Free energy audit plus instant savings kit

JCP&L Home Energy Assessment

Free professional home energy assessment for JCP&L customers, including blower door test, infrared imaging, and personal...

Weatherization
Up to $125 rebate

NJNG Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR smart thermostats. Helps NJNG customers save on heating a...

Energy
Up to $10,000 in free upgrades

New Jersey Comfort Partners (Income-Qualified Weatherization)

Free comprehensive energy efficiency upgrades for income-qualified utility customers, including insulation, air sealing,...

Weatherization
Ongoing energy credits for solar production

New Jersey Solar Renewable Energy Certificate (SREC) Program

Homeowners with solar photovoltaic systems earn tradeable Solar Renewable Energy Certificates for every megawatt-hour of...

Solar/Renewable
100% sales tax exemption on solar equipment

New Jersey Solar Sales Tax Exemption

New Jersey exempts solar energy equipment and installation from the state's 6.625% sales tax, reducing upfront costs for...

Solar/Renewable
30% tax credit on solar installation costs

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the total cost of residential solar photovoltaic system installation, including equip...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans (1%) up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible r...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their needs. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Covers...

Veterans
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

The Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief to New Je...

Property Tax Relief
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...

Property Tax Relief
$250 annual property tax deduction

New Jersey Disabled Veterans Property Tax Exemption

Annual $250 property tax deduction for honorably discharged veterans who are New Jersey residents and are certified as 1...

Veterans
Prescription copays $5-$7 per medication

New Jersey Pharmaceutical Assistance to the Aged and Disabled (PAAD)

State program providing prescription drug assistance for New Jersey residents age 65+ or on Social Security disability. ...

Seniors & Disability
Free assessment and referral to programs

Morris County Office on Aging Home Repair Referral

Morris County Office on Aging provides free home safety assessments for seniors and connects them with appropriate home ...

Seniors & Disability
Low-interest financing for sewer connections

Morris County Municipal Utilities Authority Sewer Connection Assistance

Low-interest financing assistance for homeowners required to connect to municipal sewer systems or replace failing septi...

Home Repair
Up to $35,000 for rehabilitation

New Jersey HOME Investment Partnerships Program

Federal HOME funds administered through Morris County for owner-occupied housing rehabilitation for low-income homeowner...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Denville

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Frequently asked questions

What home improvement grants are available in Denville, NJ?

27 programs are currently listed for Denville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Denville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Denville, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Denville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.