NJHMFA Home Repair Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Provides forgivable loans up to $30,000 for critical home repairs to income-qualified homeowners. Loan is forgiven after 5 years of continued occupancy. Covers structural, mechanical, and accessibility improvements.

Forgivable loan up to $30,000, no repayment required after 5 years of occupancy

Key Details

  • Forgivable loan up to $30,000 for critical repairs
  • Income limits vary by household size and county
  • Must be owner-occupied primary residence
  • Forgiven after 5 years of continued occupancy
  • Covers structural, mechanical, accessibility work

How to Apply

A grant-savvy contractor in Deptford, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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