Derby Owner-Occupied Housing Rehabilitation Program

City of Derby Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to income-eligible Derby homeowners. Loan is forgiven after 5 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan, no repayment if you remain in home 5 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Derby
  • Forgiven after 5 years of compliance
  • Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

A grant-savvy contractor in Derby, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Derby, CT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs