USDA Section 504 Home Repair Loan

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans (1% fixed) for very low-income homeowners in eligible rural areas of Dickson County to repair, improve, or modernize their homes. Loans up to $40,000 with 20-year repayment terms available for owner-occupants unable to obtain affordable credit elsewhere.

1% fixed interest loan with 20-year repayment term

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • 20-year repayment term
  • For very low-income rural homeowners
  • Must be unable to obtain affordable credit elsewhere
  • Owner-occupied properties only

How to Apply

A grant-savvy contractor in Dickson, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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