Home Improvement Grants in Dickson.

Find grants, rebates, forgivable loans, and free programs for Dickson, TN, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Dickson, TN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $15,000 down payment assistance

Tennessee Housing Development Agency Great Choice Home Loan

THDA offers down payment and closing cost assistance for first-time homebuyers in Tennessee, including Dickson County. T...

Homebuyer
Up to $8,000 in weatherization services

Tennessee Weatherization Assistance Program (WAP)

State-funded weatherization program serving Dickson County through the Northwest Tennessee Development District. Provide...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans (1% fixed) for very low-income homeowners in eligible rural areas of Dickson County to repair, improv...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas of Dickson County to remove ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ad...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside, or ...

Veterans
Up to $500 rebate

Middle Tennessee Electric Heat Pump Rebates

Middle Tennessee Electric offers rebates for members in Dickson who install qualifying high-efficiency electric heat pum...

Energy
Up to $300 rebate

Middle Tennessee Electric Water Heater Rebate

MTE members in Dickson can receive rebates for installing qualifying electric water heaters, including heat pump water h...

Energy
Up to $500 rebate

Middle Tennessee Electric Insulation Rebate

MTE offers rebates to members in Dickson who add insulation to their homes. Must meet minimum R-value requirements and b...

Weatherization
Free education course

Tennessee Housing Development Agency Homebuyer Education

THDA-approved homebuyer education courses required for THDA loan programs and available to all prospective homebuyers in...

Homebuyer Ed
Free lead hazard removal

Tennessee Lead Hazard Reduction Program

Tennessee Department of Health provides lead hazard reduction services for homes built before 1978 in Dickson County whe...

Home Repair
Up to $600 per year

Tennessee Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP provides assistance with heating and cooling bills for income-eligible households in Dickson County. Priority giv...

Energy
Varies by assessment

Tennessee Property Tax Relief for Seniors

Tennessee property tax relief program for homeowners age 65 or older with total income of $36,700 or less. Provides reim...

Property Tax Relief
Varies by assessment

Tennessee Property Tax Relief for Disabled

Tennessee property tax relief for disabled homeowners receiving SSI or Social Security disability with total income of $...

Property Tax Relief
Up to $5,000 grant

Dickson County Disability Access Ramp Program

Dickson County provides grants for wheelchair ramps and accessibility modifications for low- to moderate-income homeowne...

Seniors & Disability
Up to $15,000 grant

Tennessee On-Site Wastewater Repair Grant

State grant program to repair or replace failing septic systems for low- to moderate-income homeowners in Dickson County...

Home Repair
Forgivable loan up to $30,000

Dickson CDBG Owner-Occupied Rehabilitation Program

City of Dickson CDBG-funded program providing forgivable loans for major home repairs and rehabilitation. Available to l...

Home Repair
Up to $10,000 grant

Dickson CDBG Emergency Home Repair

City of Dickson emergency repair grant for owner-occupied homes with urgent health and safety issues. Available to very ...

Emergency
Up to $30,000 assistance

Tennessee Hardest Hit Fund (Disaster Recovery)

Tennessee's federally funded disaster recovery assistance program helped homeowners affected by economic hardship or nat...

Disaster
Tax credit up to $7,430 (2024)

Earned Income Tax Credit (EITC) Filing Assistance

Free tax preparation assistance through VITA sites in Dickson County helps eligible workers claim the Earned Income Tax ...

Tax Help
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of installing a residential solar energy system in Dickson. Credit applies t...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Dickson

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Frequently asked questions

What home improvement grants are available in Dickson, TN?

24 programs are currently listed for Dickson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Dickson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Dickson, 16 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Dickson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.