Home Improvement Grants in Downers Grove.

Find grants, rebates, forgivable loans, and free programs for Downers Grove, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Downers Grove, IL, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federal weatherization program administered by the state to reduce energy costs for income-eligible Illinois households ...

Weatherization
Up to $40,000 loan at 3% interest

IHDA Single Family Rehabilitation Program

Low-interest rehabilitation loans for owner-occupied homes in Illinois. Funds can be used for major repairs, accessibili...

Home Repair
Free lead inspection and abatement

Illinois Lead Poisoning Prevention Program

State-funded program providing free lead hazard evaluation and remediation for homes built before 1978 where children un...

Home Repair
Forgivable loan up to $30,000

DuPage County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for owner-occupied homes in DuPage County requiring substantial repairs. Loan forgiven after...

Home Repair
Grant up to $5,000

Downers Grove Senior Home Repair Program

Grant program for Downers Grove senior homeowners (62+) needing critical home repairs. Covers emergency repairs that imp...

Seniors & Disability
Up to $2,000 in combined rebates

ComEd Home Energy Savings Rebates

ComEd utility rebates for qualifying energy efficiency improvements including central AC, heat pumps, insulation, air se...

Energy
Free energy efficiency upgrades

ComEd Income Qualified Energy Efficiency Program

Free in-home energy efficiency upgrades for income-qualified ComEd customers. Includes LED bulbs, advanced power strips,...

Weatherization
Up to $1,800 in rebates

Nicor Gas Energy Efficiency Rebates

Rebates for natural gas customers who install qualifying high-efficiency furnaces, boilers, water heaters, and smart the...

Energy
Free furnace repair/replacement and upgrades

Nicor Gas Income Qualified Energy Efficiency Program

Free energy efficiency services for income-qualified Nicor Gas customers including furnace repair or replacement, insula...

Weatherization
Varies based on system size

ComEd Solar Renewable Energy Credit (SREC) Program

Illinois Shines program provides financial incentives for residential solar installations through 15-year Renewable Ener...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage installed for install...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...

Veterans
Forgivable loan up to $35,000

DuPage County HOME Investment Partnership Program

Federal HOME funds administered by DuPage County for substantial rehabilitation of owner-occupied homes. Forgivable loan...

Home Repair
Up to $1,200 in energy assistance

Illinois Low-Income Home Energy Assistance (LIHEAP)

Federal program providing assistance with heating and cooling costs for low-income Illinois households. One-time annual ...

Energy
Up to $3,000 rebate

Downers Grove Sewer Lateral Repair Assistance

Rebate program for homeowners who repair or replace private sewer lateral lines in Downers Grove. Reimburses 50% of elig...

Home Repair
Up to $500 rebate

ComEd Electric Water Heater Rebate

Rebate for ComEd customers who install qualifying high-efficiency electric or heat pump water heaters. Rebate amounts va...

Energy
Up to $100 rebate

ComEd Smart Thermostat Rebate

Instant rebate at participating retailers or mail-in rebate for qualifying smart thermostats purchased and installed by ...

Energy
Up to $8,000 for heat pump installation

Illinois Federal Home Energy Rebate Program (Coming 2024-25)

Federal Inflation Reduction Act rebate program for home electrification and energy efficiency upgrades including heat pu...

Energy
Up to $500 rebate

ComEd Energy Efficient Roof Replacement Rebate

Rebate for ComEd customers who install qualifying energy-efficient cool roofs or add insulation during roof replacement....

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Downers Grove

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Frequently asked questions

What home improvement grants are available in Downers Grove, IL?

25 programs are currently listed for Downers Grove, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Downers Grove have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Downers Grove, 14 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Downers Grove?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.