NJ Housing & Mortgage Finance Agency Home Improvement Loan

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest loan program for home improvements and repairs for New Jersey homeowners. Available statewide to households earning up to 80% AMI. Loan terms up to 10 years.

Loan amount based on project scope and household income

Key Details

  • Loan up to $25,000 for home improvements
  • Income at or below 80% AMI required
  • Must be owner-occupied in New Jersey
  • Low interest rates, up to 10 year terms
  • Covers major systems and structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Dumont, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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