Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Pinellas County

Available Home Repair

About This Program

State Housing Initiatives Partnership program providing affordable housing repair loans and grants through Pinellas County. Assists low- to moderate-income homeowners with critical home repairs including hurricane hardening, roofing, and structural work.

Loan or deferred payment loan based on income; some forgiveness available

Key Details

  • Repair loans up to $50,000 for owner-occupied homes
  • Income at or below 140% of area median income
  • Covers critical repairs and hurricane hardening
  • Deferred payment loan with forgiveness options
  • Must be Pinellas County resident

How to Apply

A grant-savvy contractor in Dunedin, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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