Home Improvement Grants in Eagan.

Find grants, rebates, forgivable loans, and free programs for Eagan, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Eagan, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Deferred loan up to $50,000

Minnesota Housing Finance Agency Rehabilitation Loan Program

Provides deferred, low-interest loans to help income-eligible Minnesota homeowners make necessary repairs and improvemen...

Home Repair
Free weatherization services (avg. $8,000)

Minnesota Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency upgrades to income-qualified households in Eagan. Services inc...

Weatherization
0% loan up to $30,000

Dakota County CDA Housing Rehabilitation Loan

Provides 0% interest deferred loans to Dakota County homeowners for major home repairs and improvements. Loan is due upo...

Home Repair
Rebates up to $5,000

Xcel Energy Home Efficiency Rebates

Xcel Energy offers rebates for energy efficiency upgrades including insulation, air sealing, furnaces, air conditioners,...

Energy
Up to $2,500 per system

Xcel Energy Electric Heat Pump Rebate

Provides rebates for installing qualifying air-source or ground-source heat pumps in Xcel Energy service territory. Reba...

Energy
Free energy efficiency upgrades

Xcel Energy Income-Qualified Home Efficiency Program

Provides no-cost energy efficiency upgrades to income-qualified Xcel Energy customers. Services include insulation, air ...

Energy
Rebates up to $2,000

CenterPoint Energy Gas Equipment Rebates

Offers rebates for high-efficiency natural gas furnaces, boilers, water heaters, and smart thermostats for CenterPoint E...

Energy
Up to $15,000 (varies by system size)

Minnesota Solar Rewards Program

Provides upfront incentives for residential solar photovoltaic installations in Xcel Energy territory. Incentive amount ...

Solar/Renewable
Free lead hazard remediation

Minnesota Lead Safe Homes Program

Provides free lead hazard reduction services to income-qualified households with children under age 6 or pregnant women....

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Eagan to repair, impro...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...

Veterans
Up to $1,800 per season

Minnesota Energy Assistance Program (EAP)

Provides financial assistance to help low-income households pay their heating bills during the winter months. Also offer...

Energy
Grant up to $30,000

Minnesota Accessible Home Modification Grant

Provides grants to help homeowners with disabilities or families with disabled household members make accessibility modi...

Seniors & Disability
Grant up to $5,000

Dakota County Senior Home Repair Program

Provides grants to help Dakota County seniors age 65+ make essential home repairs to remain safely in their homes. Cover...

Seniors & Disability
Up to $1,200 rebate

Xcel Energy Electric Water Heater Rebate

Offers rebates for installing high-efficiency electric water heaters, including heat pump water heaters. Rebate amounts ...

Energy
Low-interest loan up to $30,000

Minnesota Septic System Replacement Loan

Provides low-interest loans to help homeowners upgrade or replace failing septic systems. Available to any homeowner in ...

Home Repair
Loan up to $10,000

City of Eagan Water/Sewer Lateral Repair Program

Provides loans to assist Eagan homeowners with the repair or replacement of water and sewer service laterals on private ...

Home Repair
Matching grant up to $50,000

Minnesota State Historic Preservation Grant

Provides matching grants to owners of properties listed on the National Register of Historic Places for restoration and ...

Historic
Up to $25,000 for disaster repairs

Minnesota Disaster Recovery Program

Provides grants and loans to homeowners affected by federally declared disasters in Minnesota. Funds help repair or repl...

Disaster
In-home energy assessment for $100

Home Energy Squad Visit

Provides comprehensive in-home energy assessment and immediate installation of energy-saving measures for a flat $100 fe...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Eagan

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Frequently asked questions

What home improvement grants are available in Eagan, MN?

25 programs are currently listed for Eagan, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Eagan have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Eagan, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Eagan?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.