Minnesota Housing Finance Agency Rehabilitation Loan Program

About This Program

Provides deferred, low-interest loans to help income-eligible Minnesota homeowners make necessary repairs and improvements to their homes. The loan is deferred with no monthly payments, and may be forgivable under certain conditions.

Loan covers eligible rehabilitation costs up to maximum, deferred repayment

Key Details

• Deferred loan up to $50,000 for home repairs
• Income limits apply (typically up to 115% AMI)
• No monthly payments, deferred until sale or refinance
• Must be owner-occupied primary residence
• Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Eagan, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability