Home Improvement Grants in East Brunswick.

Find grants, rebates, forgivable loans, and free programs for East Brunswick, NJ, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in East Brunswick, NJ, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 loan

NJHMFA Home Improvement Loan

Low-interest home improvement loans for New Jersey homeowners to make repairs and improvements to their primary residenc...

Home Repair
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-eligible New Jersey households, reducing energ...

Weatherization
Free lead hazard removal

New Jersey Lead Hazard Control Assistance

State-funded program to identify and remove lead-based paint hazards in pre-1978 homes with children under age 6. Servic...

Home Repair
Up to $30,000 forgivable loan

East Brunswick CDBG Housing Rehabilitation

CDBG-funded home rehabilitation program for low- and moderate-income owner-occupied households in East Brunswick. Forgiv...

Home Repair
Up to $10,000 grant

East Brunswick Senior Citizen Home Repair

Grant program for East Brunswick senior homeowners (age 62+) to address critical home repairs and accessibility modifica...

Seniors & Disability
Up to $15,000 grant

East Brunswick ADA Home Modification Grant

Grant funding for accessibility modifications in owner-occupied homes with disabled residents. Covers ramps, widened doo...

Seniors & Disability
Up to $10,000 low-interest loan

East Brunswick Sewer Lateral Repair Loan

Low-interest loan program to assist East Brunswick homeowners with the cost of sewer lateral repairs and replacements on...

Home Repair
Up to $1,500 rebate

JCP&L HVAC Equipment Rebate

Rebates for JCP&L residential customers who install qualifying high-efficiency central air conditioning or heat pump sys...

Energy
Up to $800 rebate

JCP&L Home Insulation Rebate

Rebates for JCP&L customers who add insulation or air sealing to improve home energy efficiency. Requires pre-approval a...

Weatherization
Up to $3,000 rebate

NJ Clean Energy Heat Pump Rebate

Statewide rebate for installation of qualifying air-source or ground-source heat pumps in New Jersey homes. Higher rebat...

Energy
Up to $750 rebate

NJ Clean Energy Heat Pump Water Heater Rebate

Rebate for New Jersey homeowners who install ENERGY STAR certified heat pump water heaters. Significant energy savings c...

Energy
Up to $500 rebate

NJ Clean Energy EV Charger Rebate

Rebate for New Jersey homeowners who install Level 2 electric vehicle charging equipment. Covers qualifying charger equi...

Energy
Ongoing income from energy production

New Jersey Solar Renewable Energy Credits (SREC)

Homeowners with solar installations earn credits for every megawatt-hour of clean energy produced, which can be sold for...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the total cost of residential solar panel installation, including equipment, labor, a...

Solar/Renewable
Loans up to $50,000

PSEG Solar Loan Program

Low-interest loans for New Jersey homeowners to finance solar panel installations. Competitive rates, no pre-payment pen...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or moderni...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their accessibility needs. For ve...

Veterans
Up to $30,000 forgivable loan

Middlesex County HOME Program

Federal HOME Investment Partnerships Program funds administered by Middlesex County for owner-occupied rehabilitation. F...

Home Repair
Up to $10,000 grant

Middlesex County Emergency Home Repair

Emergency grant for very-low-income homeowners in Middlesex County facing immediate health and safety hazards. Priority ...

Emergency
Up to $150,000 grant

New Jersey Reconstruction, Rehabilitation, Elevation & Mitigation (RREM) Program

Post-Hurricane Sandy disaster recovery program providing grants for reconstruction, elevation, and mitigation. While the...

Disaster
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

State program that reimburses eligible senior citizens and disabled persons for property tax increases on their principa...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in East Brunswick

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in East Brunswick, NJ?

26 programs are currently listed for East Brunswick, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in East Brunswick have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In East Brunswick, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in East Brunswick?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.