USDA Section 504 Home Repair Loan & Grant

US Department of Agriculture Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available to seniors (62+) for accessibility and safety hazards.

Grant portion for seniors 62+; loan at 1% interest for others

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in East Brunswick, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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