MSHDA Home Improvement Loan Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for income-eligible Michigan homeowners to finance necessary repairs, accessibility modifications, and energy improvements. Available through network of participating lenders statewide.

Loan amount based on project scope and income; estimated typical loan of $25,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $50,000
  • Income limits vary by household size and county
  • Covers major repairs and accessibility modifications
  • Must be owner-occupied primary residence
  • Apply through participating Michigan lenders

How to Apply

A grant-savvy contractor in East Grand Rapids, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in East Grand Rapids early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in East Grand Rapids, MI

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