USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program offering low-interest loans and grants to very-low-income rural homeowners to repair or improve their homes. Seniors 62+ may qualify for grants up to $10,000; loans up to $40,000 at 1% interest for up to 20 years.

Grant portion available for seniors 62+; younger applicants receive low-interest loans

Key Details

  • Grants up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Owner-occupied rural properties in Talbot County
  • For health and safety repairs or accessibility

How to Apply

A grant-savvy contractor in Easton, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Easton, MD

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