USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest for 20 years. Grants up to $10,000 for seniors 62+ unable to repay a loan. May be available in certain areas of Eastpointe if deemed eligible rural area.

Loan at 1% interest for 20 years; grant portion for seniors 62+ who cannot repay loan

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Eastpointe, MI, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Income at or below 50% AMI required
  • Must be in eligible rural or semi-rural area
  • Covers repairs to make home safe and sanitary

How to Apply

A grant-savvy contractor in Eastpointe, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Eastpointe early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Eastpointe, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs