USDA Section 504 Home Repair Loan/Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near Eau Claire to repair, improve, or modernize homes. Grants available for seniors 62+ unable to repay a loan; others receive low-interest loans.

Grant portion for seniors 62+; loan available to all income-qualified

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $40,000 for home repairs
  • Grant up to $10,000 for seniors 62+ unable to repay
  • For rural areas near Eau Claire
  • Income at or below 50% AMI required
  • 1% interest rate on loans

How to Apply

A grant-savvy contractor in Eau Claire, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Eau Claire early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Eau Claire, WI

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