Minnesota Housing Rehabilitation Deferred Loan

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Zero-interest deferred loan for low-income homeowners to make essential home repairs. No monthly payments required; loan is repaid when the home is sold, refinanced, or no longer owner-occupied.

0% deferred loan, no monthly payment, due on sale or refinance

Key Details

  • 0% interest, no monthly payments
  • Up to $27,000 for critical repairs
  • Income must be at or below 80% AMI
  • Loan due when home is sold or refinanced
  • Administered by local housing agencies

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 710-8871

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Deadline: Year-round, managed by local administrators

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