USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1%) for very-low-income homeowners in eligible rural areas to repair or modernize their homes. Funds can be used to make homes safer and more sanitary or remove health and safety hazards. 20-year repayment term.

1% interest loan over 20 years for eligible repairs

Key Details

  • Up to $40,000 at 1% interest
  • 20-year repayment term
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Eden Prairie not typically eligible (check USDA map)

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 670-6553

A grant-savvy contractor in Eden Prairie, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through USDA offices

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