Find grants, rebates, forgivable loans, and free programs for Edison, NJ, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Edison, NJ, with individual awards up to $150,000. 9 programs target seniors, 4 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 24 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency upgrades to income-qualified New Jersey households. Services i...
Low-interest home improvement loans for income-qualified New Jersey homeowners to fund repairs, renovations, and energy ...
HUD-funded lead hazard control program for New Jersey homes built before 1978 with children under age 6 or pregnant wome...
CDBG-funded home rehabilitation program for low-income Edison homeowners. Forgivable loan for major repairs and code com...
Emergency repair grants for very low-income Edison homeowners facing immediate health and safety hazards. Priority given...
Grant program for Edison senior citizens age 65+ to complete minor home repairs and safety improvements. Income limits a...
CDBG-funded program providing grants for accessibility modifications to Edison homes with disabled residents. Covers ram...
PSE&G's comprehensive home energy efficiency program offering rebates and incentives for insulation, air sealing, HVAC u...
Rebates for installing high-efficiency air-source or ground-source heat pumps in Edison homes served by PSE&G. Incentive...
Instant rebates on qualifying smart thermostats for PSE&G customers. Participating retailers provide point-of-sale disco...
New Jersey law exempts residential solar panel systems from state sales and use tax (6.625%), reducing upfront installat...
Homeowners with registered solar systems earn one SREC for every megawatt-hour of electricity produced, which can be sol...
Low-interest loans for repairing or replacing failing septic systems in Middlesex County. Available to homeowners who me...
Cost-sharing program for low-income Edison homeowners to repair or replace water and sewer lateral connections between t...
USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to adapt a home to meet their accessibility needs. Availa...
Federal HOME Investment Partnerships Program funds distributed through New Jersey municipalities for owner-occupied hous...
HUD CDBG Disaster Recovery funds allocated after major disaster declarations (e.g., Superstorm Sandy, Hurricane Ida). Pr...
New Jersey reimburses eligible senior and disabled homeowners for property tax increases. Must be age 65+ or receiving S...
Local property tax deduction for Edison residents age 65 or older as of December 31 of the pre-tax year. No income limit...
Annual $250 property tax deduction for New Jersey veterans who served in wartime or during designated periods and were h...
Property tax exemption for New Jersey veterans with service-connected disabilities. Amount varies by disability rating: ...
Free comprehensive home energy assessments and weatherization services for income-qualified New Jersey households. Inclu...
Free pickup and cash incentive for recycling old working refrigerators, freezers, and room air conditioners. PSE&G picks...
Middlesex County Health Department provides free or low-cost home safety services including smoke detector installation,...
FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Allows buyers to f...
New Jersey's ANCHOR (Affordable New Jersey Communities for Homeowners and Renters) program provides property tax relief ...
Helps low-income New Jersey households pay heating bills through the Universal Service Fund and provides emergency energ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Edison, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Edison, 24 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.