NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for income-qualified New Jersey homeowners to fund repairs, renovations, and energy efficiency upgrades. Loans available through approved participating lenders statewide.

Loan amount varies by scope of work and borrower qualification

Key Details

  • Low-interest loans up to $50,000
  • Available for repairs, renovations, accessibility
  • Must meet income limits (typically 80-120% AMI)
  • Apply through participating lenders
  • Owner-occupied homes only

How to Apply

A grant-savvy contractor in Edison, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Edison, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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