IHDA Access Home Modification Program

Illinois Housing Development Authority

Available Senior & Disability

About This Program

Low-interest loan program through IHDA to help Illinois homeowners make accessibility modifications for household members with disabilities. Loans up to $20,000 with flexible terms and competitive interest rates for qualifying households.

Low-interest loan with flexible repayment terms

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $20,000 for accessibility
  • Must have household member with disability
  • Income at or below 120% AMI typically required
  • Covers ramps, stairlifts, bathroom modifications
  • Available statewide including Edwardsville

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

A grant-savvy contractor in Edwardsville, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Edwardsville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Edwardsville, IL contractors

Find More Programs in Edwardsville, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs