Home Improvement Grants in El Centro.

Find grants, rebates, forgivable loans, and free programs for El Centro, CA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in El Centro, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $25,000

El Centro CDBG Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for low- and moderate-income owner-occupied households in El Centro. Loan ...

Home Repair
Up to $7,500 grant

El Centro Emergency Home Repair Program

Provides emergency repair grants to very low-income homeowners in El Centro for urgent health and safety issues. Covers ...

Emergency
Up to $15,000 grant

El Centro ADA Home Accessibility Program

Provides accessibility modifications for low-income homeowners with disabilities in El Centro. Covers ramps, grab bars, ...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization improvements to income-qualified households in Imperial County. S...

Weatherization
Up to $3,000 in rebates

IID Energy Efficiency Rebate Program

Imperial Irrigation District offers rebates for energy-efficient home upgrades including high-efficiency air conditioner...

Energy
Up to $2,500 rebate

IID Heat Pump Rebate Program

Enhanced rebates for residential customers installing high-efficiency electric heat pump systems. Includes both air-sour...

Energy
Net metering for solar systems

IID Residential Solar Interconnection Program

IID's net energy metering program allows residential solar customers to receive credit for excess electricity generated....

Solar/Renewable
18% discount on electric bills

California Discount Rate Assistance Program

Provides a monthly discount of approximately 18% on electric bills for income-qualified IID customers. Additional discou...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas of Imperial County to repair, im...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their disability-related needs. For vete...

Veterans
Free lead hazard remediation

California Lead-Based Paint Program

Provides free lead hazard assessment and remediation for homes built before 1978 in Imperial County where children under...

Home Repair
Up to $5,000 loan

El Centro Sewer Lateral Repair Program

Low-interest loan program to help homeowners repair or replace failing sewer lateral lines from home to public main. Loa...

Home Repair
Up to $3,500 grant

Imperial County Senior Home Repair Grant

Provides minor home repair grants for low-income senior homeowners age 60 and over in Imperial County. Covers repairs th...

Seniors & Disability
Varies by system size, up to $1,000/kWh

California Self-Generation Incentive Program (SGIP)

Provides incentives for installing battery energy storage systems paired with solar. Enhanced incentives available for l...

Solar/Renewable
Up to $50,000 forgivable loan

Imperial County HOME Investment Partnerships Program

HUD HOME funds for major rehabilitation of owner-occupied homes in Imperial County for low-income households. Loan forgi...

Home Repair
Full property tax deferral

California Property Tax Postponement Program

Allows seniors age 62+, blind, or disabled homeowners with limited income to defer property taxes on their primary resid...

Property Tax Relief
Up to 3.5% down payment assistance

CalHFA MyHome Assistance Program

Down payment assistance for first-time homebuyers in Imperial County. Provides 3.5% of the purchase price or appraised v...

Homebuyer
Up to $1,000 per year

Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program providing assistance with home energy costs for low-income households in Imperial County. Helps...

Energy
Up to $600 rebate

IID Water Heater Replacement Rebate

Rebate for replacing old electric water heaters with ENERGY STAR certified high-efficiency models. Includes heat pump wa...

Energy
Up to $100 in free trees

IID Energy-Saving Shade Tree Program

Free shade trees for IID electric customers to plant strategically around homes to reduce cooling costs. Trees planted o...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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