USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas of Imperial County to repair, improve, or modernize their homes. Loans at 1% interest for up to 20 years.

Loan amount based on repair needs and ability to repay at 1% interest

Key Details

  • Low-interest loan up to $40,000 at 1%
  • Very low-income homeowners in eligible areas
  • Up to 20-year repayment term
  • For repairs, improvements, or modernization
  • Cannot have other affordable credit available

How to Apply

A grant-savvy contractor in El Centro, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in El Centro, CA

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