Arizona Department of Housing Owner-Occupied Rehab

Arizona Department of Housing (ADOH)

Available Home Repair

About This Program

State-funded home rehabilitation program for low-income owner-occupants needing substantial repairs. Loan is forgiven after 5 years of continued occupancy. Administered through local governments and housing agencies.

Forgivable loan for comprehensive home repairs, no repayment if 5-year occupancy maintained

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI
  • Owner-occupied primary residence required
  • Loan forgiven after 5 years of occupancy
  • Covers major structural and systems repairs

How to Apply

A grant-savvy contractor in El Mirage, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in El Mirage early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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