Find grants, rebates, forgivable loans, and free programs for Elizabeth City, NC, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Elizabeth City, NC, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 12 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by Albemarle Commission serving Pasquotank County residents. Provid...
CDBG-funded program providing major home repairs and rehabilitation for owner-occupied homes within Elizabeth City limit...
Provides emergency home repairs for owner-occupied households in Elizabeth City with income at or below 50% AMI. Covers ...
HUD-funded program to reduce lead-based paint hazards in pre-1978 homes in Elizabeth City with children under 6. Service...
Rebate for Dominion Energy electric customers who install qualifying high-efficiency heat pump systems. Rebates range fr...
Rebate for Dominion Energy customers who install ENERGY STAR certified heat pump water heaters. Rebate amount is $750 pe...
Rebate for purchasing and installing a qualifying smart thermostat that allows for demand response participation. Custom...
Low-interest loan program for necessary home repairs and improvements. Available to low- and moderate-income homeowners ...
Zero-interest loan for home accessibility modifications for persons with disabilities or seniors. Includes ramps, wider ...
Low-interest loan for very low-income homeowners in eligible rural areas near Elizabeth City to repair, improve, or mode...
Grant for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Maximum $10,00...
Lifetime benefit for eligible veterans with certain service-connected disabilities to adapt or purchase a specially adap...
Lifetime benefit for eligible veterans with certain service-connected disabilities to adapt their home. Available to vet...
Low-interest loan program to assist Elizabeth City homeowners with repair or replacement of private sewer lateral lines ...
State income tax credit for qualified rehabilitation of historic properties in North Carolina. Owner-occupied residentia...
Rebate for Dominion Energy customers in North Carolina who install solar photovoltaic systems. Rebate is $0.60 per watt ...
Federal tax credit for residential solar energy systems installed on primary or secondary residences in the U.S. Credit ...
State disaster recovery program that assists homeowners with unmet needs after federally-declared disasters. Provides gr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Elizabeth City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Elizabeth City, 12 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.