USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very low-income homeowners in eligible rural areas near Elizabeth City to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest for up to 20 years. Must be unable to obtain affordable credit elsewhere.

1% interest loan for eligible rural homeowners

Key Details

  • Loan up to $40,000 at 1% interest
  • For very low-income rural homeowners
  • 20-year repayment term available
  • Must be unable to get affordable credit elsewhere
  • Check USDA eligibility map for qualifying areas

How to Apply

A grant-savvy contractor in Elizabeth City, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Elizabeth City, NC

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