USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program for very low-income homeowners in eligible rural areas of Hardin County to repair, improve, or modernize homes. Seniors 62+ may qualify for grants up to $10,000; loans up to $40,000 at 1% interest for 20 years.

Grant portion for seniors 62+; loan at 1% interest for 20 years

Key Details

• Loans up to $40,000 at 1% for 20 years
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• Eligible rural areas of Hardin County
• Repairs health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Elizabethtown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, contact local USDA office