Find grants, rebates, forgivable loans, and free programs for Elizabethtown, KY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Elizabethtown, KY, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered through Lincoln Trail Area Development District providing free weatherization serv...
CDBG-funded program administered by Elizabethtown providing major home repairs and rehabilitation for income-qualified o...
Provides emergency repair grants for owner-occupied homes in Hardin County with health and safety hazards. Priority for ...
Federally funded HOME program providing home repair and accessibility modifications for low-income homeowners statewide....
USDA program for very low-income homeowners in eligible rural areas of Hardin County to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home with special features. Availa...
Grant for veterans with certain service-connected disabilities to adapt their residence. Available for veterans who are ...
Rebate program for Kenergy Cooperative members installing solar photovoltaic systems. Members receive $500 rebate upon i...
Free in-home energy analysis for LG&E and KU customers to identify energy-saving opportunities. Includes instant savings...
Rebates for LG&E/KU customers installing high-efficiency electric heat pumps and air conditioning systems. Rebate amount...
Rebates for LG&E/KU electric customers installing high-efficiency heat pump water heaters. Rebate amount varies based on...
Down payment and closing cost assistance for eligible first-time homebuyers in Kentucky. Assistance is provided as a sec...
Grant program for low-income seniors and persons with disabilities to make accessibility modifications to their homes. C...
HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside. S...
HUD-certified homebuyer education courses covering budgeting, credit, mortgages, home maintenance, and foreclosure preve...
Property tax exemption for Kentucky homeowners age 65 or older, or totally disabled, regardless of income. Exempts up to...
Free HUD-certified housing counseling for Kentucky homeowners facing foreclosure or mortgage delinquency. Counselors hel...
Assistance program for income-qualified Elizabethtown homeowners to repair or replace private sewer lateral lines from h...
Federally funded program providing assistance with heating and cooling bills for low-income households in Kentucky. Also...
Matching grants for rehabilitation and restoration of historic properties listed on or eligible for the National Registe...
Federal tax credit covering 30% of the cost of installing a solar photovoltaic system (and battery storage if charged by...
FHA mortgage program that allows homebuyers and homeowners to finance energy-efficient improvements into their mortgage....
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Elizabethtown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Elizabethtown, 18 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.