Washington State HOME Program Homeowner Rehab

Washington State Commerce / HUD

Available Home Repair

About This Program

Federal HOME Investment Partnership Program funds administered by Washington State for homeowner rehabilitation. Forgivable loans for major repairs and improvements to ensure safe, decent housing.

Forgivable loan up to $35,000; forgiven after 5-15 years based on amount

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Ellensburg, WA, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Forgiven over 5-15 years based on amount
  • Covers major health and safety repairs

How to Apply

A grant-savvy contractor in Ellensburg, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ellensburg early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications through local housing authorities

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ellensburg, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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