Washington State Housing Finance Commission
State Housing Trust Fund provides forgivable loans for major home repairs and rehabilitation for low-income homeowners. Administered through local housing authorities and nonprofits.
Forgivable loan up to $50,000; forgiven after 10 years of compliance
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Ellensburg, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ellensburg early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications processed through local housing authorities
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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