Elmira Owner-Occupied Housing Rehabilitation Program

City of Elmira Community Development (CDBG)

Available Home Repair

About This Program

Provides zero-interest forgivable loans to income-eligible homeowners in Elmira city limits for major home repairs and rehabilitation. Loan is forgiven after 5 years of continued owner occupancy. Priority given to health and safety repairs.

Forgivable loan for major rehabilitation, no repayment if occupancy maintained 5 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Elmira city limits
  • Forgiven after 5 years of continued occupancy
  • Priority for health and safety hazards

How to Apply

A grant-savvy contractor in Elmira, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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