USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants up to $10,000 available for elderly to remove health and safety hazards. Elmwood Park may have limited eligibility.

Combination of 1% loan plus grant for seniors 62+

Key Details

  • 1% interest loans up to $40,000
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Must be in USDA-eligible area (limited in Elmwood Park)
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Elmwood Park, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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