Find grants, rebates, forgivable loans, and free programs for Elmwood Park, NJ, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Elmwood Park, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 6 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Bergen County provides forgivable loans to income-qualified homeowners in Elmwood Park for major home repairs. Loan is f...
Federally funded weatherization program administered by New Jersey DCA provides free energy efficiency improvements incl...
Low-interest home improvement loans for New Jersey homeowners through NJHMFA's network of approved lenders. Fixed rates ...
HUD-funded lead hazard control program for New Jersey homes built before 1978 with children under 6 or pregnant women. P...
Free in-home energy assessment for PSE&G customers. Technician installs free LED bulbs, smart power strips, water-saving...
New Jersey's Successor Solar Incentive (SuSI) program provides 15-year performance-based payments for residential solar ...
Community solar program allows income-qualified Elmwood Park residents to receive credits on electric bills from offsite...
Comprehensive free weatherization and energy efficiency program for low-income PSE&G customers. Includes insulation, air...
New Jersey's Senior Freeze program reimburses eligible senior and disabled homeowners for increases in property taxes. M...
Low-interest loans and grants for very-low-income homeowners age 62+ to repair, improve, or modernize homes in eligible ...
Grants for veterans with certain service-connected disabilities to adapt or purchase a home for wheelchair accessibility...
Grants for veterans with certain service-connected disabilities to make accessibility modifications to their home. Cover...
Bergen County provides grants to low- and moderate-income seniors age 62+ for home repairs and accessibility improvement...
Federally funded HOME program administered by Bergen County provides forgivable loans for substantial home rehabilitatio...
Bergen County provides grants to homeowners with disabilities or households with disabled members for accessibility modi...
Bergen County emergency repair grants for owner-occupied households with income at or below 50% AMI. Covers emergency si...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Elmwood Park, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Elmwood Park, 15 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.