Home Improvement Grants in Eloy.

Find grants, rebates, forgivable loans, and free programs for Eloy, AZ, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Eloy, AZ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Arizona Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs by improving home energy efficiency for income-eligible Arizona house...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes or r...

Home Repair
Forgivable loan up to $35,000

Arizona Department of Housing Owner-Occupied Rehabilitation Program

HOME-funded program administered through Pinal County that provides forgivable loans for substantial rehabilitation of o...

Home Repair
Up to $5,000 emergency grant

Pinal County Emergency Home Repair Program

Provides emergency grants for critical repairs that pose immediate health or safety threats to low-income homeowners in ...

Emergency
Up to $15,000 for accessibility modifications

Pinal County ADA Home Modification Program

CDBG-funded program providing grants for home modifications to improve accessibility for residents with disabilities in ...

Seniors & Disability
Free lead hazard remediation

Arizona Lead-Based Paint Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside. S...

Home Repair
Rebates up to $1,500

APS Home Performance with ENERGY STAR

APS customers can receive rebates for comprehensive home energy upgrades performed by participating contractors. Include...

Weatherization
Up to $1,350 for qualified HVAC

APS HVAC Equipment Rebate Program

Rebates for APS customers who install high-efficiency central air conditioners, heat pumps, or evaporative coolers. Equi...

Energy
Up to $500 rebate

APS Heat Pump Water Heater Rebate

Rebate for APS customers who purchase and install ENERGY STAR certified heat pump water heaters, which use up to 60% les...

Energy
Up to $3,800 for battery storage

APS Battery Energy Storage Incentive

Incentive for APS customers who install battery energy storage systems, which can be paired with solar panels. Provides ...

Solar/Renewable
Up to $125 rebate

APS Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat that helps optimize cooling and heating schedules. Cu...

Energy
Up to $375 rebate

APS Evaporative Cooler Rebate

Rebate for installing energy-efficient evaporative (swamp) coolers, which use significantly less electricity than tradit...

Energy
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit worth 30% of the cost of installing residential solar panels and battery storage systems. Available t...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase an accessible home. Covers modificat...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...

Veterans
Up to $7,500 grant

Arizona Senior Home Repair Program

Provides grants to low-income seniors age 60+ for critical home repairs that address health and safety issues. Administe...

Seniors & Disability
Up to $10,000 forgivable loan

Pinal County Sewer Lateral Assistance Program

Forgivable loan program to help income-qualified homeowners repair or replace failing private sewer laterals. Loan is fo...

Home Repair
Up to $20,000 down payment assistance

City of Eloy First-Time Homebuyer Program

CDBG-funded forgivable loan providing down payment and closing cost assistance to first-time homebuyers purchasing withi...

Homebuyer
Up to $2,000 annual tax credit

Arizona Housing Finance Authority Mortgage Credit Certificate

Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Available to fi...

Homebuyer
Up to $30,000 grant

Pinal County Flood Mitigation Assistance

FEMA-funded program to help homeowners in flood-prone areas implement mitigation measures to reduce future flood damage....

Disaster
Up to $15,000 forgivable loan

Pinal County Septic System Repair Program

Forgivable loan program for low-income homeowners to repair or replace failing septic systems. Loan is forgiven after 5 ...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Eloy

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Frequently asked questions

What home improvement grants are available in Eloy, AZ?

25 programs are currently listed for Eloy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Eloy have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Eloy, 15 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Eloy?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.