Find grants, rebates, forgivable loans, and free programs for Eloy, AZ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Eloy, AZ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home energy efficiency for income-eligible Arizona house...
Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes or r...
HOME-funded program administered through Pinal County that provides forgivable loans for substantial rehabilitation of o...
Provides emergency grants for critical repairs that pose immediate health or safety threats to low-income homeowners in ...
CDBG-funded program providing grants for home modifications to improve accessibility for residents with disabilities in ...
HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside. S...
APS customers can receive rebates for comprehensive home energy upgrades performed by participating contractors. Include...
Rebates for APS customers who install high-efficiency central air conditioners, heat pumps, or evaporative coolers. Equi...
Rebate for APS customers who purchase and install ENERGY STAR certified heat pump water heaters, which use up to 60% les...
Incentive for APS customers who install battery energy storage systems, which can be paired with solar panels. Provides ...
Rebate for purchasing and installing a qualifying smart thermostat that helps optimize cooling and heating schedules. Cu...
Rebate for installing energy-efficient evaporative (swamp) coolers, which use significantly less electricity than tradit...
Federal tax credit worth 30% of the cost of installing residential solar panels and battery storage systems. Available t...
Grant for veterans with certain service-connected disabilities to adapt or purchase an accessible home. Covers modificat...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...
Provides grants to low-income seniors age 60+ for critical home repairs that address health and safety issues. Administe...
Forgivable loan program to help income-qualified homeowners repair or replace failing private sewer laterals. Loan is fo...
CDBG-funded forgivable loan providing down payment and closing cost assistance to first-time homebuyers purchasing withi...
Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Available to fi...
FEMA-funded program to help homeowners in flood-prone areas implement mitigation measures to reduce future flood damage....
Forgivable loan program for low-income homeowners to repair or replace failing septic systems. Loan is forgiven after 5 ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Eloy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Eloy, 15 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.