Find grants, rebates, forgivable loans, and free programs for Encinitas, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Encinitas, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by the state to reduce energy costs for low-income households throu...
Provides grants to help low- and moderate-income homeowners retrofit their homes to better withstand earthquakes. Eligib...
Rebate for replacing existing electric or natural gas water heaters with ENERGY STAR certified heat pump water heaters. ...
Comprehensive rebate program for HVAC upgrades, insulation, duct sealing, and other energy efficiency improvements. Incl...
Net energy metering (NEM 3.0) allows solar customers to receive credit for excess electricity sent to the grid. Combined...
Incentive for residential battery storage systems that can be paired with solar panels. Batteries provide backup power d...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at residential properties. Enhanced ...
Provides free lead hazard assessments and abatement services for homes built before 1978 with children under age 6 or pr...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Eligi...
Helps veterans with certain service-connected disabilities adapt their home to live more independently. Eligible disabil...
Provides deferred loans for major home repairs to income-qualified homeowners in unincorporated areas and participating ...
Provides grants for accessibility modifications to homes of low-income residents with disabilities. Eligible improvement...
Provides minor home repair and modification services to help low-income seniors age 62+ remain safely in their homes. Se...
Provides rebates for removing water-thirsty turf and replacing it with drought-tolerant landscaping. Rebate of $3 per sq...
Provides rebates for water-efficient toilets, washing machines, and weather-based irrigation controllers. Helps homeowne...
Provides up to $3,000 to help homeowners with wood-frame houses built before 1980 retrofit their homes with foundation b...
Allows eligible homeowners age 62+, blind, or disabled with household income of $49,017 or less to defer property taxes....
HUD HOME funds administered by San Diego County for major home repairs and rehabilitation. Forgivable loans for income-q...
Provides grants to help homeowners replace failing or damaged private sewer laterals. Reduces risk of sewage backups and...
Property Assessed Clean Energy (PACE) financing allows homeowners to fund energy and water efficiency improvements and p...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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